Dental Health Insurance

Dental insurance pays a portion of costs associated with dental care. Dental coverage typically focuses on preventative care. There are four types of dental insurance plans to choose from; deciding what plan works best for you is based on you/or your family. Are you...

Short-Term Health Insurance

The “Short-term plan” is a major medical expense insurance plan intended for seniors aged 65-90 who are waiting for acceptance into the Medicare system. Types of situations where this can occur is a person waiting for permanent residence that is within the five-year...

Understanding Health Insurance “Metal” Categories

Platinum. These categories are simply just the amount of out of pocket expenses you pay versus what the insurance company pays.   How the costs are split based on a plan. Costs will vary.   Features of each “metal” category:   These features are generalized and may...

What is the “Marketplace”?

Most people are covered with health insurance from their employer. If you do not have health insurance through your employer you can visit healthcare.gov to use the government insurance exchanges. Through this website, you are able to select your state, and then be...

PPO vs HMO

When picking health insurance you need to find out what type of plan fits you the best. There are 2 different types of plans Health Maintenance Organization (HMO) and a Preferred Provider Organization (PPO). The main differences between the types of plans are your...