Surviving a High-Deductible Health Plan

High-deductible health plans have lower monthly premiums but can cost you more when you go to a doctor, specialist, clinic or the hospital. Because of this many people are skipping or postponing routine or other medical care because they cannot afford to pay upfront....

Health Insurance Options When You Lose a Job

There are 2 main options when you lose a job; either COBRA or Marketplace.    When you leave a job outside of the normal enrollment period you have 60 days to enroll on the marketplace or you can choose COBRA (The Consolidated Omnibus Reconciliation Act) which is to...

Benefits of Speaking with an Insurance Agent

Finding the right insurance that fits you and your families needs can be daunting. Where do I begin? There are so many options to choose from starting with HMO, PPO, Medicare, hospital coverage, in/out-of-network doctors, costs, etc. A licensed insurance agent can...

Health Insurance Checklist

When shopping for health insurance it can be very overwhelming. There are different types of plans, providers, and networks. Below is a high-level overview of items you should be in-tune with when picking the plan that fits your needs.   Plan category: Bronze, silver,...

What is CHIP Healthcare?

CHIP stands for Children’s Health Insurance Program. It’s a program that is able to provide low-cost coverage to children of families that make too much money to qualify for Medicad. In some states CHIP covers pregnant women for a period of time; each state varies in...