The “Short-term plan” is a major medical expense insurance plan intended for seniors aged 65-90 who are waiting for acceptance into the Medicare system.
Types of situations where this can occur is a person waiting for permanent residence that is within the five-year waiting period for Medicare and/or covers users who forgot to apply for Medicare until next enrollment period time.

 

Deductible:
  • Per policy period can vary from $1,000 to $10,000
Coinsurance:
  • After deductible, the plan pays 80% of the next $10,000 per policy period
Policy Period:
  • The plan is temporary and has a maximum time of 3 months; after the 3 months you may apply again
Benefits:
Hospitalization

 

  • Hospitalization Benefits
  • Hospice Facilities Benefits
  • Skilled Nursing Facility Benefits
  • Home Health Care Services Benefits
Physicians & Surgeons

 

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